ASA is committed to processing the personal data to which it has access in accordance with current applicable legislation on privacy and data protection, in particular the provisions established by Law No. 13,709/2018 ("General Personal Data Protection Law" or "LGPD").
Accordingly, ASA has drawn up this Cookies Policy ("Policy") to explain, in a simple, transparent and objective manner, what cookies are, which cookies are used by ASA on its website and/or application (available at https://asa.com.br/) and what role they play in its activities.
Cookies are small electronic text files or fragments of information that are downloaded onto the user's computer, smartphone or any other electronic device with internet access. These small text files contain information about users' browsing on the ASA website and retain information related to their preferences, in order to improve the user experience and personalize access to the ASA website.
Cookies can be used for user authentication, monitoring malicious activity, research and analysis of the performance of the website and/or application.
ASA does not use any cookies that record personal data or information, passwords or operations carried out by the user on its platforms.
ASA uses cookies to provide the best user experience for its users, making its applications personalized and easier to navigate, based on user choices and browsing behavior.
This enables ASA to adjust the content of its applications to make it more relevant to the user, as well as remembering the preferences of its users, enabling faster and more efficient browsing.
For the purposes described in this Policy, ASA may collect, store, process and use information about the user's browsing on the website and/or application, which is part of the browsing logs.
While users are browsing the site, ASA uses the following cookies:
These help ASA to understand the performance of its website, its audience, the browsing habits of its users, the length of time they have visited the website, the way in which they have accessed a particular page of the website, as well as any problems encountered, such as error messages;
Enable ASA to collect information related to user behavior and preferences, allowing ASA to record information such as the preferred language, the region where the user is located, among other local settings, providing a personalized experience to users;
These allow ASA to present relevant advertising to the user, both on and off its website or on third-party websites, and identify whether users who have viewed its marketing/advertising actions have visited the ASA website after viewing it, to measure the effectiveness of advertising campaigns. In addition, these cookies can be used by ASA to remember any searches carried out by users on the site and, on the basis of such searches, present them with advertisements related to their interests; and
These enable the activation of the site's security features in order to help monitor and/or detect malicious activity, as well as to protect user information from access by unauthorized third parties.
For reference, these cookies can also be:
Remain on the users' hard disk after the browser is closed and will be used by the browser on subsequent visits to the site. These cookies can be removed by following the user's browser instructions; or
These are temporary and disappear after the browser is closed, and it is possible to reset the web browser to refuse them. However, some features of the platform may not work properly if the ability to accept cookies is disabled.
The user can disable cookies through the configuration options of their browser. However, by deciding to remove cookies, the user is aware and acknowledges that it is possible that the website and/or application may not properly perform all of its functions, partially or totally affecting navigation.
In addition, since cookies capture personal data about the user, ASA recommends reading the Privacy Policy, available for viewing at any time at <asa.com.br>, which contains more information about how ASA processes personal data to carry out its activities.
ASA reserves the right to change this Policy at any time, and any changes to this Policy will take effect immediately after its publication on its website. For this reason, the date of its last update is indicated at the end of this policy.
Any matters relating to this Policy should be addressed to the following e-mail address dpo@asa.com.br.
ASA is committed to protecting the Personal Data to which it has access in accordance with current applicable legislation, in particular the General Personal Data Protection Law (Law No. 13,709/2018, "LGPD"), as well as the best practices on privacy and data protection in the market in which it operates.
For this reason, ASA has drawn up this Privacy Policy ("Policy") to clarify, in a simple, transparent, and objective manner, how it processes Personal Data in the context of its business activities.
This Policy is available to view at any time on the ASA website.
The following definitions apply to this Policy:
| "ASA": | ASA Asset 2 Gestão de Recursos Ltda; |
|---|---|
| "ASA Digital Channels": | Website, app, and other digital channels used by ASA to interact with its customers |
| "Controller": | The individual natural or legal person, whether governed by public or private law, responsible for decisions regarding the processing of Personal Data; |
| "Personal Data": | Any information relating to an identified or identifiable person, including electronic identification; |
| "Sensitve Personal Data": | Personal Data concerning race or ethnicity, religious beliefs, political opinion, membership of a trade union or religious, philosophical, or political organization, data concerning medical / genetic conditions, gender / sexual orientation, or biometric data, when linked to an individual; |
| "LGPD": | Law No. 13,709/2018, known as the General Personal Data Protection Law, which provides the legal bases for the processing of Personal Data and the obligations and requirements relating to information security incidents involving Personal Data of Data Subjects; |
| "Operator": | Individual or legal person, whether governed by public or private law, who processes Personal Data on behalf of the Controller; |
| "Policy": | This Privacy Policy; |
| Persoanal Data Holder” or “Holder": | The individual whose Personal Data is being processed; |
| “Personal Data Processing”: | All operations carried out with Personal Data, such as those relating to the collection, production, reception, classification, use, access, reproduction, transmission, distribution, processing, archiving, deletion, evaluation or control of information, modification, communication, transfer, dissemination, or extraction. |
This Policy applies to all persons who access and otherwise use the ASA Digital Channels and their respective functions, as well as to all persons with whom ASA (and/or the investment vehicles managed by ASA) maintains commercial or legal relations and who therefore have their Personal Data processed by ASA, for example:
The Data Subject must read this Privacy Policy in full, so that he/she is aware of the processing of personal data carried out by ASA.
If you do not agree with this Policy, we ask that you stop browsing the ASA Digital Channels and/or that you do not submit a proposal to contract any of our services or provide your data by any other means available.
For ASA to carry out its activities, it is essential that it conducts some Personal Data Processing operations, which may involve, for example, the following Personal Data:
ASA processes the Personal Data indicated in this Policy for the following purposes:
ASA may share Personal Data in the following circumstances:
The Personal Data processed for the purposes described in this Policy will be stored by ASA only for the period established in the terms of the applicable legislation, being retained only in the legal hypotheses and only for the period in which they are necessary for the achievement of lawful, specific and informed purposes, as well as for the protection of the regular exercise of rights, rendering of accounts or request of competent authorities.
In addition to the hypotheses described above, in order to determine the appropriate retention period for Personal Data, the quantity, nature, potential risk of damage arising from unauthorized use or disclosure are also taken into account. unauthorized use or disclosure, the purpose of Processing and whether it is possible to achieve such purposes by other means and in accordance with applicable legal requirements.
In compliance with current applicable legislation, with regard to the Processing of Personal Data, ASA informs you that it respects and guarantees the possibility of submitting requests based on the following rights provided for in the LGPD, as applicable:
To find out more about these rights, ASA recommends and encourages you to read the LGPD in full, specifically Chapter III.
If the Personal Data Subject needs to exercise any of the rights described above, or if they believe that their Personal Data has been and/or is being used in a manner incompatible with the purposes described in this Policy, they may submit their request through the contact details provided in Item 13 of this Policy.
In order for the Data Subject to exercise their rights, as mentioned above, ASA may request certain information for the purposes of authenticating their identity and guaranteeing the privacy and security of their Personal Data
ASA implements appropriate technical and organizational measures to protect Personal Data against unauthorized or unlawful processing or accidental loss, destruction or damage. For example, ASA processes Personal Data in a secure operating environment, access to which is segmented and restricted by passwords, or in physical archives, access to which is only granted to authorized employees.
Although ASA adopts security measures compatible with the nature of the Personal Data it processes and with the best practices available in the Brazilian market, ASA cannot guarantee against technical failures or possible malicious actions by third parties, given the very nature of current information technologies.
ASA's business activities do not involve the Processing of Personal Data of children or adolescents, which is why no Personal Data is intentionally collected from these Data Subjects.
In the event that ASA collects or receives data from children or adolescents, all appropriate measures to protect this data will be adopted, always in the best interests of these Data Subjects, in accordance with the applicable laws in force.
The following are owned by ASA:
This Policy has been in force since February 2024.
ASA seeks to improve its activities on a daily basis, so it reserves the right to amend this Policy at any time, primarily with a view to providing the data subject with an increasing level of transparency about the way in which it processes Personal Data.
In addition, should this Policy undergo any significant changes, ASA will publish the amended version of this document in order to inform Data Subjects of the new conditions for the Processing of their Personal Data.
This Policy is governed, interpreted, and executed in accordance with the applicable Brazilian legislation in force, in particular the LGPD, regardless of the laws of other countries, and the jurisdiction of the district of São Paulo/SP will settle any doubts or controversies arising from this Policy.
ASA is available to answer any questions arising from this Policy or the way we process Personal Data, as well as to receive requests from Data Subjects, via the following e-mail: [dpo@asainvestments.com.br]
Apresentamos a seguir os termos e condições aplicáveis ao cadastro e ao uso de seu cartão de crédito ASA em Carteiras Digitais para Pagamento, garantindo a sua segurança e o melhor aproveitamento do serviço ofertado.
Por este instrumento, ASA Sociedade de Crédito Direto S.A, instituição financeira sediada na Alameda Santos, 2.159, Andar 9, conjunto 91, Cerqueira Cesar - CEP 01419-100 - São Paulo - SP- Brasil, inscrito no CNPJ/MF sob o nº. 48.703.388/0001-13, doravante denominada unicamente “ASA”, estabelece as condições para cadastro e uso dos cartões de crédito de seus clientes (“Clientes ou Cliente”) que aderirem ao aplicativo de empresas terceiras que oferecem o serviço Carteira Digital em aparelhos previamente elegíveis, de acordo com o critério de cada Carteira Digital.
a) Ao aceitar estas Condições de Uso do seu cartão de crédito na Carteira Digital, você adere e concorda com todas as disposições previstas neste instrumento.
b) O cadastro do cartão escolhido poderá ser realizado diretamente no aplicativo da Carteira Digital disponível em seu aparelho celular e deverá ser habilitado posteriormente em um dos canais disponibilizados pelo ASA.
c) Para solicitar o cadastro do cartão, você deverá fornecer todas as informações que lhe forem requisitadas, sendo absolutamente responsável pela veracidade dos dados disponibilizados.
d) Lembre-se que você é absoluta e exclusivamente responsável pela guarda e uso do aparelho celular em que está instalada a Carteira Digital de sua escolha, sendo certo que você deverá prezar por manter os cuidados necessários para evitar que terceiros não autorizados tenham acesso a seus dados e aos dados de seu cartão de crédito, com o mesmo zelo que mantém os seus dados bancários em sigilo.
e) Todas as regras e condições já estabelecidas no Contrato do seu cartão de crédito deverão ser respeitadas, inexistindo qualquer alteração quanto a condições de uso, forma de pagamento, limite do cartão, data de vencimento, taxas aplicáveis, entre outros.
f) Atenção, poderá ser estabelecido limite máximo de valores para transacionar por meio da Carteira Digital de sua escolha. As condições poderão ser consultadas por você no site do ASA.
a) Você poderá indicar quantos cartões de crédito desejar para armazenamento na Carteira Digital, por meio de fornecimento de todos os dados que lhe forem solicitados. Só poderão ser cadastrados os cartões elegíveis ao aplicativo de cada uma das carteiras, que serão informados no site do ASA.
b) Ao cadastrar um cartão em uma das Carteiras Digitais de sua escolha, para viabilizar a utilização e garantir sua segurança, algumas informações do cartão elegível serão transmitidas para as instituições financeiras para que sejam transformadas em uma sequência numérica aleatória, e que será armazenada no seu celular, de forma a não colocar em risco as informações do cartão. O cartão utilizado para compras ou transações será aquele indicado por você como preferencial, e você poderá optar por selecionar outro cartão caso queira, desde que esse outro cartão esteja previamente cadastrado na mesma Carteira Digital.
c) Com as informações do cartão elegível já disponibilizadas na plataforma da Carteira Digital de sua escolha, você poderá realizar suas compras ou transações e autenticar o pagamento por meio desta Carteira Digital. A depender da Carteira Digital, você terá duas opções de uso, sendo uma para compras presenciais e outra para compras em meios não presenciais.
c.1) Se para compras presencias, você deverá aproximar o seu aparelho celular do leitor do terminal devidamente habilitado para a tecnologia, possibilitando assim, a transmissão dos dados e a devida autorização.
c.2) Se para compras não presenciais, você deverá escolher a opção de pagar com a sua Carteira Digital no momento da finalização de sua compra. Nessa situação, o estabelecimento deverá disponibilizar a possibilidade de pagamento para que seja possível realizar a transação. Além disso, a sua Carteira Digital deve estar habilitada para essa função.
d) Não será possível utilizar a funcionalidade de pagamento de uma Carteira Digital para transações em que seja necessária a leitura do chip.
e) Ocorrendo o vencimento do cartão de crédito cadastrado na Carteira Digital, a atualização será automaticamente realizada pelo ASA. Contudo, nos demais casos que necessitem de alteração dos dados do cartão, como em razão de perda, extravio ou roubo do plástico, o Cliente deverá realizar a atualização do número do cartão no aplicativo, caso contrário, as compras ou transações poderão ser negadas.
f) Para autorização das transações ou compras realizadas por meio do uso de sua Carteira Digital, poderá ser solicitado que você informe seu nome de usuário e senha “Dados de Acesso”, a identificação biométrica ou chave de identificação de cada Carteira Digital, dados esses considerados sigilosos e exclusivos, e que deverão ser utilizados unicamente pelo titular do cartão.
Sem prejuízo das demais disposições destas Condições de Uso, você deverá:
a) Realizar seu cadastro para utilização do cartão na Carteira Digital e utilizá-lo conforme as disposições destas Condições de Uso.
b) Fornecer informações corretas, completas, verdadeiras e atualizadas, mantendo seus dados cadastrais sempre atualizados.
c) Manter em sigilo todos os dados sensíveis que possam comprometer a segurança no uso da Carteira Digital. Sendo certo que em caso de roubo, perda ou furto do seu aparelho celular em que estiver cadastrado o aplicativo da Carteira Digital, você deverá comunicar imediatamente o ASA.
d) Registrar na Carteira Digital quantos cartões de crédito dentre os elegíveis desejar, desde que você seja o titular, por meio das informações que lhe forem solicitadas, para fins de utilização para compras ou transações realizadas por meio da Carteira Digital.
e) Escolher qualquer dos cartões cadastrados como instrumento de pagamento preferencial para realização das compras ou transações, sem prejuízo de poder escolher os demais cartões previamente cadastrados no momento de realização da transação.
f) Ao discordar ou desconhecer alguma compra ou transação realizada em seu cartão de crédito por meio da Carteira Digital, você deve proceder com a abertura de ocorrência diretamente junto ao ASA, nos termos e prazos definidos no Contrato de Cartão de Crédito.
g) Cancelar, a qualquer tempo, seu cadastro na Carteira Digital ou excluir um determinado cartão de crédito dela, caso queira.
a) Não serão debitadas taxas adicionais pelo uso do cartão de crédito por meio de uma Carteira Digital.
b) Você autoriza a coleta de dados e informações pelo ASA e pela Carteira Digital visando facilitar a sua participação nessa modalidade de pagamento e garantir a sua segurança e a efetividade dos dados transacionados.
c) O ASA comunicará ao Banco Central do Brasil, ao Conselho de Controle de atividades Financeiras ou a outros órgãos que a legislação previr as operações que possam estar configuradas na Lei 9.613/98 (que dispõe sobre os crimes de "lavagem" ou ocultação de bens, direitos e valores) e demais disposições legais pertinentes à matéria. Você autoriza o ASA a fornecer às autoridades monetárias e fiscais competentes qualquer informação relativa às operações em moeda estrangeira.
d) O ASA não se responsabiliza, de qualquer forma, pelos bens e serviços adquiridos nas compras ou transações realizadas.
e) A tecnologia necessária para o funcionamento Carteira Digital é de inteira responsabilidade da empresa que faz a sua gestão, não podendo o ASA ser responsabilizado por nenhum imprevisto, problema ou impossibilidade de uso que não esteja relacionado exclusivamente ao cartão de crédito cadastrado.
f) Estas Condições de Uso poderão ser alteradas pelo ASA a qualquer momento. Nesta hipótese, você será comunicado por qualquer dos canais disponíveis.
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The information contained in this website is for informational purposes only and does not constitute an investment recommendation or offer of investment funds or any securities by ASA.
ASA Asset 2 Gestão de Recursos LTDA. ("ASA") is duly authorized by the Comissão de Valores Mobiliários to carry out the activity of managing securities portfolios in the "asset manager" category, to distribute shares of the investment funds under its management, and to conduct the activity of coordinating public offerings. This website also contains a link to the page of third-party distributors duly contracted by the investment funds under management. The information, materials or documents made available here do not characterize and should not be understood as an investment recommendation, analysis of a security, promotional material, participation in any business strategy, solicitation/offer/sales effort or distribution of investment fund shares. indicated here. The information and materials do not constitute legal, accounting, regulatory, tax or any other advice in relation to investment alternatives and/or various matters contained in the documents. ASA is not responsible for errors, omissions or inaccuracies in the content of the information disclosed, nor for investment decisions made based on this website, either by the investor or by professionals consulted and/or contracted by him. Some of the information contained herein may have been obtained from market sources. Even with all the care taken in its collection and handling, ASA is not responsible for the accidental publication of incorrect data, or for any other errors, omissions or the use of such information. The information, materials or documents provided herein are for informational purposes only and do not consider investment objectives, financial situation or individual and particular needs of each investor, in addition to not containing all the information that a potential investor should consider or analyze before investing in an investment fund. Investors are advised to carefully read the regulations and other fund documents before investing. Investors should always base themselves exclusively on their opinion and on the opinion of specialized professionals hired by them to give their opinion and decide on the investments that best fit their profile, taking into account, above all, the applicable risks and costs. Investment funds may use derivative strategies as an integral part of their investment policy. Such strategies, in the way they are adopted, can result in significant equity losses for their shareholders, and may even lead to losses greater than the capital invested and the consequent obligation of the shareholder to provide additional resources to cover the fund's loss. Investment funds are not guaranteed by the fund manager, the portfolio manager, the custodian or any insurance mechanism or by the Fundo Garantidor de Créditos – FGC. There is no promise or guarantee of performance, and any reference to past or historical profitability does not represent a guarantee of future profitability. Returns are net of expenses, administration and performance fees and taxes. Some of the funds have less than 12 (twelve) months since launch. In order to evaluate the performance of a Fund, it is recommended to analyze at least 12 (twelve) months.
ASA is a foreign exchange correspondent of Ebury Bank, under the terms of Resolution No. 4935/2021 of the Central Bank of Brazil (BACEN). For more information about our partner, available services, customer service and ombudsman, visit the following link: https://br.ebury.com/